Your Home Journey Starts Here
Personalized mortgage solutions
with guidance you can trust.
Whether you're buying your first home, upgrading, refinancing, or investing, Vanessa makes
the process simple, clear, and stress-free.
Your Home Journey Starts Here. Personalized mortgage solutions
with guidance you can trust.
Whether you're buying your first home, upgrading, refinancing, or investing, Vanessa makes the process simple, clear, and stress free.
Why Work With Vanessa?
Personal, 1-on-1 support from an experienced mortgage expert
Fast approvals and clear communication at every step
Competitive rates from both lender and broker options
Helping clients in multiple states: CA, CO, FL, NC, TN, TX
Loan programs for every situation: FHA, VA, Conventional, Jumbo, NON-QM, DSCR & more
Buying or refinancing a home shouldn’t be overwhelming. Vanessa’s calm approach, steady communication, and organized process help keep your experience smooth from start to finish.
Clients often say they feel supported, understood, and taken care of — and that’s exactly how it should be.
No long waits. No guessing. No silence.
Vanessa keeps you informed from start to finish with updates you can rely on. Her team works quickly to secure approvals, gather documents, and handle details efficiently — so you can move forward confidently.
Ready to Take the Next Step
Toward Homeownership?
Get a personalized, no-pressure mortgage quote designed around your financial goals. No obligations. No confusing paperwork. Just clear answers.
When you request a quote, Vanessa personally reviews your information and recommends the best loan options for your situation.
You won’t get generic answers.
You won’t get automated responses.
You’ll get real professional guidance from someone who truly cares.
Why Work With Vanessa?
Personal, 1-on-1 support from an experienced mortgage expert
Fast approvals and clear communication at every step
Competitive rates from both lender and broker options
Helping clients in multiple states: CA, CO, FL, NC, TN, TX
Loan programs for every situation: FHA, VA, Conventional, Jumbo, NON-QM, DSCR & more
Buying or refinancing a home shouldn’t be overwhelming. Vanessa’s calm approach, steady communication, and organized process help keep your experience smooth from start to finish.
Clients often say they feel supported, understood, and taken care of — and that’s exactly how it should be.
No long waits. No guessing. No silence.
Vanessa keeps you informed from start to finish with updates you can rely on. Her team works quickly to secure approvals, gather documents, and handle details efficiently — so you can move forward confidently.
Ready to Take the Next Step
Toward Homeownership?
Get a personalized, no-pressure mortgage quote designed around your financial goals. No obligations. No confusing paperwork. Just clear answers.
When you request a quote, Vanessa personally reviews your information and recommends the best loan options for your situation.
You won’t get generic answers.
You won’t get automated responses.
You’ll get real professional guidance from someone who truly cares.
What Types of Loan
Products are Available?
We offer a variety of loan options tailored to meet the diverse
mortgage needs of our clients.
1. VA Loan Designed for veterans and active military,
this loan offers benefits like no down payment and no
private mortgage insurance.
2. FHA Loan A government-backed loan with flexible qualifications and lower down payment options, great for first-time homebuyers.
3. Conventional Loan A standard loan backed by private lenders, requiring a down payment and good credit.
4. Jumbo Loan A mortgage for amounts exceeding standard loan limits set by federal regulators, typically used for luxury homes or high-cost areas
5. NON-QM Loan Tailored for those with unique financial situations, offering flexibility beyond traditional lending criteria.
What Types of Loan
Products are Available?
We offer a variety of loan options tailored to meet the diverse mortgage needs of our clients.
1. VA Loan Designed for veterans and active military, this loan offers benefits like no down payment and no private mortgage insurance.
2. FHA Loan A government-backed loan with flexible qualifications and lower down payment options, great for first-time homebuyers.
3. Conventional Loan A standard loan backed by private lenders, requiring a down payment
and good credit.
4. Jumbo Loan A mortgage for amounts exceeding standard loan limits set by federal regulators, typically used for luxury homes or high-cost areas
5. NON-QM Loan Tailored for those with unique financial situations, offering flexibility beyond traditional lending criteria.
Discover Your Mortgage Potential Today!
Try our 100% free mortgage calculator—no obligations, no email required. Get instant insights into your home financing journey.
Discover Your Mortgage Potential Today!
Try our 100% free mortgage calculator—no obligations, no email required. Get instant insights into your home financing journey.
About Vanessa Jones Schlomer
Vanessa is an experienced Mortgage Loan Originator with a background in real estate, mortgages, psychology, and marketing. She’s a long-time entrepreneur and investor who has managed real estate offices in NYC and California and has extensive experience with first-time buyers, investors, developers, and new construction.
Outside of work, she’s a homeschooling mom who enjoys horses, cooking, sewing, gardening, and humor. Known for being direct, easygoing, and solutions-focused, she goes the extra mile to help clients reach their mortgage goals.
She is available by call, text, email, or even “smoke signal” and currently serves CA, CO, FL, NC, TN, and TX.
Frequently Asked Questions
What is a jumbo mortgage?
A jumbo mortgage is a home loan for an amount that exceeds conforming loan limits established by the federal housing finance agency. The conventional loan limit is $726,200 (Single Family), $929,850 (Two Family), $1,123,900 (Three Family), $1,396,800 (Four Family) ***Certain high cost areas maximum single family $1,089,300. For the year 2023.
What does R&T mean?
That means Rate and Term Finance. A rate-and-term refinance changes the interest rate, the term—or both the rate and the term—of an existing mortgage without advancing any new money. It is also known as a “no cash-out refinance.”
How much is required for a down payment?
There are a number of scenarios that will depend on your loan amount, credit, debt-to-income ratios, occupancy, and property type. We offer first time homebuyer options with as little as 3% down. Standard owner occupied conventional loans with as little as 5% down.
What others are saying
“Vanessa was the best. She always went the extra mile for us to make sure we did not get taken advantage of by the sellers and she made sure all our T's where crossed and I's where doted so when we went to underwriting it was a breeze. Thank you so much!!”
Christopher M.
“Vanessa was professional, thorough, and helped answer all of my questions regarding the refinance process. Her honesty and promptness shows not only great integrity as who she is a person, but how well she is trained on her job. I had a wonderful experience thanks to her!”
Ashley E.
Get in touch
Branch Manager
Loan Officer NMLS Number NMLS# 893657
State Licenses Serving: CA, CO, FL, NC, TN, TX
Office14201 Ranch Road 12, Suite 3
Wimberley, TX 78676
Email[email protected]
Phone number+1 (512)813-9290
Branch Manager
Loan Officer NMLS Number NMLS# 893657
State Licenses Serving: CA, CO, FL, NC, TN, TX
Office14201 Ranch Road 12, Suite 3
Wimberley, TX 78676
Email[email protected]
Phone number+1 (512)813-9290
